Automated SaaS Billing Platform

CommerceGate offers an end-to-end automated billing solution. From calculating charges to sending scheduled invoices – we help you streamlining operations and improving margins.

SaaS Billing Platform - CommerceGate.com

Automate all billing types with tier-based pricing and break-even controls

CommerceGate offers you an automated billing system for creating and issuing invoices and settlements, helping you to streamline your workflow and remain operational efficient. We provide the best discounted rates with each higher tier of total transaction volume applied automatically – no negotiation required.

Automate all billing types - CommerceGate.com

Multiple billing and pricing models with automatic discount calculation

Multiple line of invoicing for merchants with different criterias

Real-time tier-based pricing with unlimited quantity of tiers

All transactions matter. Our tier‑based pricing system ensures you never pay more than the original agreed amount. We guarantee it.

Supports all popular fee structures & optimized to lower prices

Get the lowest pricing for IC++, flat and tier rate based, geo and card based billing models.

Customizable billing options

Supports variable billing periods, settlement cycles, schedules and currencies.

All financial collaterals & Real-time Gross Margin Tracking

CommerceGate supports all financial collateral types of your chosen billing system to automatically reduce transaction losses arising from payment reversals due to customer refunds and chargebacks. Our billing system automates the breakdown of your gross margin in real-time, down to the transactional level, allowing you to compile customized reports for any time period and optimize your business operations.

All financial collaterals - CommerceGate.com

Rolling reserves managed by CommerceGate

We manage reserves for you so that a reserve percentage of each transaction received is released periodically and automatically.

Flexible release schedule

A white glove service that offers fully flexible risk collateral release dates

Security deposit management

Stress-free security deposit management that enables you to hold the agreed minimum amount in your reserve balance to enhance cash flow security.

Upfront reserve management

Before processing your payments, easily top up your reserve balance via wire transfer.

View transactional level gross margins

Take advantage of real-time calculation of profits from each transaction.

Customize your financial reports

Adjust to any time period by billing period, business verticals, MID and MCC.

Supports referral models

Automate your calculation of referral payouts and your GM profit.

Real-time data on business insights

Receive full breakdowns of sales, gross margins, COGS and referral fees.

Flexible settlement for merchants

CommerceGate offers support for all variable billing periods, invoicing lines, settlement cycles, schedules and currencies.

Multiple billing and pricing models

for multiple lines of invoicing for merchants with different criterias based on MID, payment methods and pricing.

Full and separate payment reports

and settlement instructions for your treasury and financial departments, and for your merchants.

Control regular payouts with a SEPA batch file

automatically generated by the system from your approved invoices and settlement notes.

Automatic settlement for each merchant,

supporting multiple currencies and different bank accounts.

Reconciliation on both sides & Fund Segregation Management

CommerceGate offers automated reconciliation on receivables and payables based on your data entires, reconciliation and approvals. We also help you to segregate payment accounts based on the latest regulatory criteria to ensure adequate administration oversight of segregated assets.

Reconciliation on both sides - CommerceGate.com

Automated billing reports & full audit support

Ensure that transaction amounts are accurate and there are no discrepancies

Risk collateral transparency & segregation requirements built-in

Full oversight – hold relevant funds and assets based on segregation requirements.

Automated billing reports and setting discrepancy levels

Will give you full transparency on billing and transaction discrepancy in custom-tailored dashboards & reports

Full fund controls and high safeguarding procedures

Ensure your funds and assets are protected from third-party interest and rights and your records are compliant with all safeguarding obligations

Online Retail Merchants and Services

CommerceGate offers all the tools your online business needs to securely process and manage digital payments globally at scale, without complexity. Our two-sided platform allows the seamless connection between merchants, banks and payment solutions.

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Online Platforms and Marketplaces

CommerceGate offers leading proprietary and partner payment technologies that are compliant with first-class security standards helping you scale globally with dedicated technical expertise for any business type.

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Affiliates and Agencies

CommerceGate offers resellers to take their earnings to the next level with an affiliate program, providing a secure payment system to your clients. We provide leading industry expertise in underwriting compliance and payment risk management, with transparent SLAs and self-service resources through proven and tested controlled processes.

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Payment Service Providers

CommerceGate offers PSPs a secure and regulated payment solution, featuring quick merchant onboarding, risk and compliance management, and cost optimizations

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Banking Institutions

CommerceGate offers banking institutions insights on the risk profiles of clients from different verticals along with risk and compliance management services.

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